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To get in touch with a credit coach you can call
0860 061 058
Credit
Manage, build, and optimise your credit profile to achieve financial success with confidence.
Why choose us
What credit with Sanlam offers you
- Offers
Expert guidance and support
With years of experience, our team of financial experts have crafted innovative credit solutions tailored to your unique needs.
Comprehensive product choices
We offer a variety of credit products, including personal loans, a credit card and lines of credit, so you can get the best options to meet your financial goals.
Exceptional customer support:
Our commitment to customer satisfaction means you’ll get dedicated support, quick help and a smooth experience at every step of your credit journey.
Find the right solution
Answer a few easy questions about your financial goals and credit status to get personalised recommendations for credit cards, loans and more.
our solution
Get peace of mind with Sanlam and our partners' credit solutions
Begin your journey to secure your future and achieve your financial aspirations by exploring Sanlam's credit solutions.
- solutions
Credit Score
Knowing your credit status is good but understanding your credit score is better.
Personal loan
Get up to R350,000 with a Sanlam personal loan with flexible repayment terms from 12 to 84 months. Earn up to R35,000 of your loan amount in Wealth Bonus rewards.
Short term personal loan
Get a Capfin loan from R1,000 up to R50,000 with 6 or 12 month repayment term.
Credit Card
The Sanlam Money Saver credit card makes savings possible with every card swipe! With a monthly card fee of only R60.
Home loan
We've partnered with ooba to help you secure the best interest rate for your home loan.
Online Shopping Credit
Get up to R50,000 digital credit to shop at 55,000+ online and selected in-store retailers.
Same day express loan
Finance27 offers instant, straightforward, and flexible short-term loans, starting from a minimum of R1,000 up to R8,000.
rewards
Get rewarded- at no extra cost
Some of our credit solutions reward you with Wealth Bonus.
Sanlam Personal Loan
Earn up to 10% of your loan amount in Wealth Bonus®
Sanlam Money Saver Credit Card
Earn up to 5% of your spend in Wealth Bonus®
How do Wealth Bonus payouts work?
You'll get your accumulated Wealth Bonus as cash quarterly or annually if you have a Sanlam Money Saver credit card. With a Sanlam personal loan, your full Wealth Bonus is paid out at the end of your loan repayment term.