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087 354 0000 info@capfin.co.za
WhatsApp066 000 0683
Credit solutions
Capfin Personal Loans
Whether it is for home improvements or renovations, to kickstart your side-hustle or help your child’s education, we’ve partnered with Capfin to provide affordable and easy to manage loans. Loans from as little as R1 000 up to R50 000 with repayment terms ranging from six to 12 months.
Plan smart. Think Capfin.
Borrow up to R50,000 through a quick and easy application process
Transparent loans with no hidden costs
Get your loan amount within 48 hours of approval
How it works
Steps for getting your personal loan with Capfin
You'll be taken to the Capfin website to complete your application
Meet the requirements
To apply for a loan you’ll need:
To be 18 years or older with a SA ID
3 months latest payslips or bank statements
South African Bank account
A Cellphone number
Apply online
Click on ‘Apply now’ and you’ll be navigated to the Capfin website to start your application.
You can follow the easy instructions to complete your online application.
Application outcome
If you are approved, the loan amount will be in your bank account within 48 hours.
Capfin currently supports pay outs to selected banks
Benefits
What are some of the benefits of a Capfin loan
We’ve made managing your Capfin loan easy and convenient for you. Your instalment will be deducted from your bank account monthly.
Other benefits of a Capfin loan include
Online profile
Login into your online profile to manage your loan account, update details or check for available offers.
Receiving your loan documents in other languages
On request, you can receive your loan documents in Afrikaans, Sesotho, isiZulu and isiXhosa. Terms and conditions in these languages are also available on our website.
Testimonials
We have our clients’ best interests at heart
Here are a few reviews from customers on Google.
- Testimonials
I Received a very good service from Capfin. The application was fast and they didn’t take time to deposit money into my account. I will always recommend Capfin to anyone.
Noxy Cele
Great service and easy to complete....Proper assistance and positive feedback. I’m happy I chose Capfin Nicole make up
Capfin it’s the best financial services I’ve experienced service it’s fantastic friendly staff and it’s quick and easy to apply I will encourage people to use capfin loan u won’t go wrong trust me it’s amazing Sthembiso samuel Dlamini
Great customer service and easy access to account information Rozetta Gopal
FAQS
Frequently asked questions
- Where can I apply for a Capfin loan?
You may apply for a Capfin loan online, via SMS (33005) or at any PEP or Ackermans store nationwide.
- Is the Capfin loan application process secure?
Yes. You will need to create a profile which can only be accessed using your South African ID number and a unique One-Time-Pin (OTP) which will be sent directly to the cell phone number you registered with.
- I have created a profile on the Capfin website. How do I complete the loan application?
All you need to do is log into your profile using your South African ID number, we’ll then forward you a unique One-Time-Pin (OTP) which will be sent directly to the cell phone number you registered with. Then, simply follow the instructions.
- My loan application was declined; how long should I wait before trying to reapply for a Capfin loan?
You may reapply for a Capfin loan after 30 calendar days.
- How do I see what loan amount I qualify for?
You must apply for a Capfin loan to see what loan amount you qualify for. Thereafter, a loan offer will be prepared which will give you an indication of the amount you qualify for, subject to the completion of our affordability assessment. The loan amount may change subject to additional credit checks performed once your application has been completed and submitted to us.