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Digital credit when you need it
Say goodbye to struggling to find your wallet, credit card details, and all the other hassles of traditional credit cards. Shop knowing you can check out quickly, and securely, with Mobicred. Shop online, as well as in-store at selected retailers.
A digital credit facility of up to R50,000*
No fees on a zero outstanding balance
Convenient debit order repayments of just 7.5% of the outstanding balance each month
Ease of mind knowing you have a credit facility
Mobicred is powered by RCS Cards, a registered Credit and authorised Financial Services provider.
NCRCP 38/FSP 44481.
How it works
A smarter way to pay
A simple and convenient revolving credit facility that lets you make a single payment for all of your online spending.
- How it works
Get Mobicred
Open a Mobicred digital credit facility of up to R50,000* when you open an account. Apply online, or download the Mobicred app and tap “Open an account”.
Shop in-store
You can also shop in-store at selected retailers using the Mobicred app to pay, with ease of mind knowing you have a credit facility for when you need it.
Flexible repayments
Payment on your Mobicred account is via a monthly debit order which will reflect on your statement. If you make the required minimum payments, you can decide how long you need to settle your balance. You can also settle your balance sooner via additional EFT payments.
Shop big brands online
Shop online at over 55,000 stores and choose Mobicred as your payment option. You may need to select a partner payment gateway like PayU, PayFast, PayGate, Adumo Online, or Peach Payments. Follow the prompts to complete your order, and get it directly from the retailer.
faqs
Need to know more?
- How do I reset my password and what is the difference between reset and submit?
The password reset is done via the Mobicred website on the login details page. You will receive a temporary password via email, you will need to click on the “Submit” tab when doing a password change.
- Why can’t I proceed with my application?
Please ensure that you complete the application via the Mobicred website making sure the browser you are using is Google Chrome.
- Why has my purchase not been authorised?
Please ensure that your application is activated before making any purchases.
- Where is my order?
These queries are dealt with by the retailer/online store where the purchase was made.
- How long does it take for additional payments to reflect on my Mobicred account?
All additional payments take 24 to 48 hours to reflect on your account.