Funeral cover is designed to pay for funeral costs and other once-off final expenses, so that your family members do not have to struggle financially at an already difficult time. You can decide how much funeral cover you need and who you’d like to include in your policy, and you’ll then pay a monthly premium. You can speak to a Sanlam adviser about personalised funeral cover options.

With the advice and guidance of a Sanlam adviser, you can buy personalised funeral cover for yourself and over 20 family members. You and your spouse can be covered for up to a maximum of R100 000 each. Buying funeral cover through an adviser gives you the flexibility to choose a plan with the benefits that best meet your family’s needs. Premiums start from R58 pm.

Because we understand that claims are submitted under very difficult and distressing circumstances, we’ve kept the process as simple and straightforward as possible. We pay most funeral claims within four hours, after we’ve received and verified your documents (such as the fully completed claim form and death certificate). Claims are paid to you – or if you’ve passed away, they will be paid to your beneficiaries or to your estate if you haven’t specified a beneficiary. All claims can be submitted online in a few easy steps, and we’re here to help you every step of the way.

Your cover can be automatically adjusted every year for inflation. Doing so makes sure that should you need to submit a claim against your policy in the future, the cover will still carry the same value as it does the day you took it out.

We understand that life can throw you curveballs from time to time, which is why we have several options in place to help you maintain your cover while you get things back on track.

Please speak to your adviser on more information on the available options (Ts and Cs apply):

If you’re a Sanlam Indie client, you can skip a premium at any time. However, if you do skip a premium, we’ll reduce your cover temporarily according to how many premium payments you’ve made in the last six months. There are limits on the number of times you can skip premium payments.