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Professionals and graduates
Sanlam for Professionals and Graduates
As a professional or graduate, Sanlam offers you:
Insurance and retirement solutions designed for you
Built-in Wealth Bonus® and exclusive access to Wealth Bonus® Booster
Preferential rates, choice and flexibility
Lifestyle benefits
For every smart career move, make a smart financial move
Earn Wealth Bonus and more with Wealth Bonus Booster
We know that, as a professional or graduate, you have invested time, money and energy to grow your knowledge, skills and expertise. So, while your financial partner helps you to create wealth over time and protect you and your loved ones when the unexpected happens, it's also important that they reward you for making the right financial decisions.
Now, when you choose both our qualifying* insurance and retirement solutions that you will also get exclusive access to Wealth Bonus Booster which means more value and rewards to look forward to. Sanlam for Professionals and Graduates. Now with Wealth Bonus Booster which gives you even more.
Insurance
Get financial peace of mind despite life’s uncertainties with Sanlam’s Premier insurance solutions for Professionals and Graduates. We can help relieve the financial burden if you pass away or can no longer earn an income due to injury, illness or disability.
- Income solutions customised for your needs
Our Sickness Income benefit enables you to earn an income if you’re booked off sick and cannot work – which is ideal if you’re self-employed. It pays out for certain lifestyle-changing disabilities and illnesses, even if you can still work, and offers continued cover if you go on sabbatical, maternity leave or travel overseas. Our Hospital Protector benefit provides extra peace of mind after a hospital stay.
- Exceptional disability cover with market-first features
Our disability cover includes various market-first features like Extended Occupational Disability Cover while on a sabbatical or unpaid maternity leave, and Temporary Incapacity Cover that protects you against the risk of health events that will render you unable to work for an extended period. The Elite Disability benefit is the most comprehensive lump-sum disability cover available and offers you features like boosted payouts, built-in child cover, and a prosthesis booster – a first in the market.
- Cover that works as hard as you do
You can add our Cashback benefit to ensure you get even more value from your cover, whether or not you need to claim.
- The widest range of accidental benefits in the market
These benefits will help to ensure you’re covered against accidental death and disability, if you have health challenges that may disqualify you from taking out normal insurance.
- Comprehensive cover for severe illness
Cover for serious illnesses including cancer, cardiovascular disease and more.
Retirement
It’s never too early to start saving for retirement. Sanlam’s Cumulus Echo Retirement Plan enables professionals like you to start your retirement planning early and benefit from a higher Wealth Bonus over a longer term, so that you can look forward to retiring with confidence.
- Payments
You can make payments once a month or more and make one-off payments to your investment.
- You can invest until you retire
With a retirement annuity, your investment term will typically be until you retire, or from age 55.
- Wealth Bonus is automatic
You automatically qualify for Wealth Bonus as a benefit on your retirement plan.
- Diversify your investment easily
You can access the unique investment opportunities through Sanlam’s flagship fund ranges at lower fees.
- Flagship fund range
A fund for every investment need. Our investment funds offer exceptional value for money without compromising performance. We have options for every type of investor, active or passive, which we can provide due to our economies of scale. Investment options:
Cost-effective investment strategies The options in this passive fund range allow you to access major investment markets with a total cost that is fixed and among the lowest of local passive finds.
Global market access The new and unique Satrix Global Wealth Builder fund gives you 100% global equity exposure to all the major international asset classes at a competitive fee.
Protection option The Satrix Smooth Growth fund offers a 100% guarantee on capital as well as exposure to growth assets, with reduced short-term volatility.
Rewards
Wealth Bonus is added to boost your retirement
With Wealth Bonus, you can clearly see how the value of your retirement savings grows, giving you a more compelling reason to continue your retirement saving plan. If you have the Cumulus Echo Retirement Plan and Sanlam’s Premier insurance solutions for Professionals, you qualify for Wealth Bonus Booster to earn even more.
Wealth Bonus in action
More than R660 million in Wealth Bonus paid to-date. Professionals and graduates qualify for a higher Wealth Bonus over longer terms. Wealth Bonus Booster gives you more when you look after both your retirement savings and life insurance.
Related products
Need anything else?
Funeral Cover
Is your family in a position to cover the costs of a funeral? Sanlam Funeral cover offers up to R100 000 cover for you and up to 21 beneficiaries, with most claims paid out within hours
From
R58/pm
Disability Cover
Sanlam Disability over helps you manage the financial implications of a permanent disability with a lump-sum payout that can be used for day-to-day and disability-related expenses.
From
R150/pm
Income protection
Sanlam Income protection protects you and your family against temporary and permanent illness or disability with a monthly payout that helps to support your current lifestyle.
From
R100/pm