Health Solutions

Sanlam Primary Care

With Sanlam Primary Care, we put affordable healthcare within everyone’s reach. So, you can be confident that you and your family will receive suitable medical care when in need.
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    core benefits

    Comprehensive health and wellness benefits

    Sanlam Health offers holistic health and wellness benefits to help our clients live with confidence.

    Sanlam Primary Standard includes the following core benefits:

    1-month waiting period

    GP visits

    Unlimited visits at a contracted network provider. Includes certain in-room procedures, such as wound care and stitches.
    1-month waiting period

    Out-of-network GP visit

    Two consultations per person per year. Refunded up to a maximum of R475 per visit.
    1-month waiting period

    Acute medication

    Unlimited acute medication from either a dispensing network GP or pharmacy, subject to our approved formulary.
    6-month waiting period

    Chronic medication (per CDL)

    Unlimited chronic medicine, restricted to diseases on the Chronic Disease List (CDL). All chronic medicine must be applied for by the prescribing medical expert.
    1-month waiting period

    Basic pathology

    Unlimited as per our approved formulary. Member must be referred by a network GP. Services are linked and limited to our formulary.
    1-month waiting period

    Over-the-counter medication

    Sub-limit of R210 per policy per month, as per our approved formulary. Limited to R850 per policy per year.
    Pharmacy clinics

    Pharmacy clinics

    As part of the Sanlam Primary Standard policy, the following benefits are automatically available to members too.
    1. Unlimited managed visits to Dis-Chem and Clicks Pharmacies. Pre-authorisation is required after 10th visit.

    2. One vaccination per member per year at an approved pharmacy clinic, including Dis-Chem, Clicks and Medirite.

    3. Voluntary counselling and testing through our partner pharmacies.

    4. Blood pressure, BMI, glucose and cholesterol testing at pharmacy clinics.

    5. Pap smears, breast examinations and pregnancy tests at pharmacy clinics.

    6. Available at participating pharmacy clinics

      • Diabetes – HbA1c and foot screening

      • Hypertension and cholesterol – blood pressure and lipogram testing

      • Asthma – peak flow measurement

    7. Available at participating pharmacy clinics 

      • Haemoglobin, malaria and urine screenings 

      • Syringing of ears, treatment of wounds and administering of injections 

    Add-on benefits

    Accident and Emergency benefit

    Members can add our Accident and Emergency benefit to their Primary Standard plan. This benefit is applicable to accidents only. If a member does not require admission to the hospital for accident-related incidents, R30,000 will be available for treatment in casualty.

    If the event does not qualify as an emergency, the member will be transported to a state facility for treatment with a R15,000 stabilisation benefit included. Emergency services are only included when Accident and Emergency is selected.

    In-hospital treatment

    For hospital-related benefits, members can visit any private hospital. For an accident resulting in hospitalisation, compensation is as follows:
    • A maximum of R1 million per year with R225,000 per event, all costs included

    • R10 000 post-discharge benefits for follow-up treatments accumulate to the initial event sublimit

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    Monthly premiums

    Sanlam Primary Care’s monthly premiums are subject to annual increases.
    Primary Standard

    Principal member

    FROM
    R450/pm
    Primary Standard

    Spouse

    FROM
    R430/pm
    Primary Standard

    Child

    FROM
    R160/pm
    Primary Standard + Accident

    Principal member

    FROM
    R595/pm
    Primary Standard + Accident

    Spouse

    FROM
    R530/pm
    Primary Standard + Accident

    Child

    FROM
    R205/pm
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    Please note these restrictions

    • Members must be 18 years or older

    • Only one adult dependant is allowed. Additional dependants must be under the age of 21.

    • Dependants are subject to waiting periods if they aren’t added to the policy when the policyholder joins

    • Full-time students may be covered on their parents’ policy, up until the age of 26

    Talk to us

    If you have any questions about Sanlam Primary Care and how it’ll benefit you and your family, please feel free to contact us directly.

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