Sanlam Cancer Cover
Comprehensive cover for cancer
A cancer diagnosis can take a serious toll on you and your loved ones. Even if you have medical aid and gap cover, treatment can be very expensive and place a strain on your finances at an already difficult time. That’s why we’ve introduced Sanlam Cancer Cover. It provides comprehensive cover for cancers, tumours, leukaemias and lymphomas as well as early cancers, and pays you a lump sum to help you manage costs like missed work days, childcare or transport to treatment centres.
Cancer vs Cancer Plus
Cancer
This benefit takes into account the true impact of cancer on your life and finances and provides more affordable cover with impact-based payments. It always pays out 100% of the cover amount for certain aggressive cancers.
Cancer Plus
This benefit covers the same claim events as the Cancer benefit, but allows for maximum possible payouts.
Why Sanlam Cancer Cover?
Personalised cover up to R6 million
Premiums from as little as R100 per month
Covers cancers, tumours, leukaemias and lymphomas
100% payout for all stages of specified aggressive cancers
Cover for many early cancers
Cancer Catch-all
To provide even more comprehensive cover, our cancer benefit includes a Cancer Catch-all feature. Catch-all claim events cover a variety of situations where a disease is not explicitly listed as a claim event, but seriously affects your health and ability to function. Cancer Catch-all cover pays for any stage I to IV cancer not covered under the other listed claim events for cancers, leukaemias and lymphomas.
What about additional cover?
- All
- Lump Sum
- Monthly Payout
Income Protection
Sanlam Income Protection protects you and your family against temporary and permanent illness or disability with a monthly payout that helps to support your current lifestyle.
From as little as R100 pm
Life Insurance
Sanlam Life Insurance eases the burden on your family should you die unexpectedly, by paying out a tax-free lump-sum amount that can be used to cover their expenses now and in years to come.
From as little as R100 pm
Funeral Cover
Is your family in a position to cover the costs of a funeral? Sanlam Funeral Cover offers up to R100 000 cover for you and up to 21 beneficiaries, with most claims paid out within hours.
From as little as R58 pm
Disability Cover
Sanlam Disability Cover helps you manage the financial implications of a permanent disability with a lump-sum payout that can be used for day-to-day and disability-related expenses.
From as little as R100 pm
Severe Illness Cover
Would you be financially stable if you were suddenly diagnosed with a serious illness or suffered a heart attack? Sanlam Severe Illness Cover helps you cover everyday expenses as well the costs associated with a dread disease.
From as little as R100 pm
Credit Life Cover
Are you planning to take out a home loan or similar large loan? Sanlam Credit Life Cover ensures that your loan is paid if you are unable to do so as a result of retrenchment or disability, or because you pass away.
From as little as R100 pm
Life Insurance
Sanlam Life Insurance eases the burden on your family should you die unexpectedly, by paying out a tax-free lump-sum amount that can be used to cover their expenses now and in years to come.
From as little as R100 pm
Funeral Cover
Is your family in a position to cover the costs of a funeral? Sanlam Funeral Cover offers up to R100 000 cover for you and up to 21 beneficiaries, with most claims paid out within hours.
From as little as R58 pm
Disability Cover
Sanlam Disability Cover helps you manage the financial implications of a permanent disability with a lump-sum payout that can be used for day-to-day and disability-related expenses.
From as little as R100 pm
Severe Illness Cover
Would you be financially stable if you were suddenly diagnosed with a serious illness or suffered a heart attack? Sanlam Severe Illness Cover helps you cover everyday expenses as well the costs associated with a dread disease.
From as little as R100 pm
Credit Life Cover
Are you planning to take out a home loan or similar large loan? Sanlam Credit Life Cover ensures that your loan is paid if you are unable to do so as a result of retrenchment or disability, or because you pass away.
From as little as R100 pm
Income Protection
Sanlam Income Protection protects you and your family against temporary and permanent illness or disability with a monthly payout that helps to support your current lifestyle.
From as little as R100 pm
Speak to an expert
If you need help deciding what your next steps should be, speak to a Sanlam adviser who can help you make the best choices for you and your loved ones.
Take a closer look at our cover
- Maximum entry age
This is the maximum age at which you can take out the cover. There are two options available:
Term Cover: the maximum entry age is 59 and your cover will end at age 64.
Whole Life Cover: the maximum entry age is 64 and you will be covered for cancer for your whole life.
- Eligibility and waiting periods
You do not qualify for cancer cover if you currently have cancer. However, if you’re in remission, you may be able to take out cover depending on factors like the type and stage of cancer as well as how long you’ve been in remission. There is no general waiting period for cancer cover, but there is a survival period of 14 days.
- Cancer cover vs medical aid
Cancer cover doesn’t replace your medical aid or gap cover but it can supplement your other cover if you’re diagnosed with cancer. It can also help with additional or hidden costs like travel to treatment centres, living expenses, at-home care, child care and missed work days.
- What's covered
Sanlam provides proper cover for cancer and the most prevalent cancer-related severe illnesses, including leukaemias, lymphomas and malignant or cancerous tumours. It also provides comprehensive cover for early cancers including skin cancer as well as wide cover for benign brain tumours. It includes a list of specified aggressive cancers covered at 100% from stage I, even under the more affordable Cancer benefit option. Sanlam Cancer Cover also includes our Cancer Catch-all feature. Catch-all claim events cover a variety of situations where a disease is not explicitly listed as a claim event, but seriously affects your health and ability to function. Catch-all claim events will only be considered if you do not also qualify for other claim events.
- Cover amount
Cancer cover can range from R50 000 to R6 million. The amount you qualify for will be determined by our financial underwriting process.
Important financial decisions to consider at different times in life
Starting your career
There are few things more exciting than your first pay cheque. And few things more critical to your financial success than protecting your ability to earn an income. So make sure your future is safeguarded against illness and disability.
Getting married
The moment you say “I do”, you and your spouse are financially committed to one another for the long term. Take the time to explore your cover options and ensure that your financial future is secure should anything happen to one of you.
Buying a house
Putting down roots is one of the biggest financial commitments you’ll ever make. When it comes to applying for a home loan, make sure that the life insurance you choose has a proven track record.
Having a baby
Starting a family brings with it great joy – and even greater responsibility. Make sure that your growing family’s future is secure by taking out life insurance that is designed to support them financially should you pass away unexpectedly.
Got questions about your cover?
We are here to assist with any financial advice, claims or policy related queries or concerns.