To provide even more comprehensive cover, our cancer benefit includes a Cancer Catch-all feature. Catch-all claim events cover a variety of situations where a disease is not explicitly listed as a claim event, but seriously affects your health and ability to function. Cancer Catch-all cover pays for any stage I to IV cancer not covered under the other listed claim events for cancers, leukaemia and lymphomas.

You do not qualify for cancer cover if you currently have cancer. However, if you’re in remission, you may be able to take out cover depending on factors like the type and stage of cancer as well as how long you’ve been in remission. There is no general waiting period for cancer cover, but there is a survival period of 14 days.

This is the maximum age at which you can take out the cover. There are two options available:

Cancer cover doesn’t replace your medical aid or gap cover but it can supplement your other cover if you’re diagnosed with cancer. It can also help with additional or hidden costs like travel to treatment centres, living expenses, at-home care, child care and missed work days.

Sanlam provides proper cover for cancer and the most prevalent cancer-related severe illnesses, including leukaemia's, lymphomas and malignant or cancerous tumours. It also provides comprehensive cover for early cancers including skin cancer as well as wide cover for benign brain tumours. It includes a list of specified aggressive cancers covered at 100% from stage I, even under the more affordable Cancer benefit option. Sanlam Cancer Cover also includes our Cancer Catch-all feature. Catch-all claim events cover a variety of situations where a disease is not explicitly listed as a claim event, but seriously affects your health and ability to function. Catch-all claim events will only be considered if you do not also qualify for other claim events.

Your cover can be automatically adjusted every year for inflation. Doing so ensures that should you need to submit a claim against your policy several years from now, your cover will still carry the same relative value as it does the day you took it out.